Happy Friday, MarketWatchers! Check out today’s top personal finance stories as you head into the weekend.
These are the 3 big reasons you should use a financial adviser (and picking investments is not one of them)
Turn to an adviser for help with when to take Social Security, what’s the most efficient way to tap your retirement savings and how to pay for long-term care.
The next time you go anywhere, remember the $1 tip is dead
This woman doesn’t know how much to tip service staff and wants to know how to divide her tips.
How the new tax law created a ‘perfect storm’ for Roth IRA conversions in 2019
Today’s federal income tax rates might be the lowest you’ll see for the rest of your life.
When it makes financial sense for married couples to file their taxes separately
While most couples benefit from filing a joint tax return, there are some exceptions.
Where the 2020 candidates stand on student debt and college affordability
Free college and student-loan refinancing will be up for debate during this election cycle.
My husband asked me to file a joint tax return without telling me he owes back taxes
‘Without my knowledge, my husband allowed the IRS as well as the state of New Jersey to put liens on our home.’
Now there’s an ice cream that claims to help you fall asleep
NightFood ice cream contains low amounts of sugar and fat; experts say it’s just another diet ice cream.
More than 44% of Americans pay no federal income tax
The Tax Policy Center estimates how many people paid no federal individual income taxes in 2018.
Meet the wives whose husbands committed white-collar financial crimes
These women are bouncing back financially after their partners committed fraud and embezzlement.
Elsewhere on MarketWatch Why the $15.4 billion Kraft Heinz brand write-down was unusual
The $15.4 billion impairment by Kraft Heinz wasn’t just one of the largest in corporate history. It also was unusual in how the write-down of its Kraft natural cheese business, Oscar Mayer cold cuts business and Canada retail business was carried out.
Trump Today: President says deal reached on currency with China as talks continue
President Donald Trump on Friday said a deal with China on currency has been reached as he said he may meet his counterpart in Florida next month to try to wrap up talks.
Fed gets earful from Fidelity executive for roiling global financial markets
The Federal Reserve has been insisting that its plan to shrink its balance sheet would be like “watching paint dry.”
Small-town U.S.A. falls further behind urban America in job opportunities after recession
City dwellers really do have it much better than rural inhabitants, at least when it comes to job opportunities in the 21st century.
Fed’s Clarida says central bank may adopt ‘makeup’ strategy after inflation undershoots
The vice chairman of the Federal Reserve on Friday laid out the possibility the central bank will allow inflation to run above target if prices have grown too slowly.
Hodl my Lambo: Simple investing rules you can borrow from cryptocurrency traders
These short and catchy abbreviations apply to investors well beyond cryptocurrencies.
Why Warren Buffett’s annual letter may not be all happy news
Warren Buffett’s annual letter to Berkshire Hathaway shareholders will be released Saturday morning and pored over by investors around the world. Here’s what to expect from the warts-and-all missive.
Gold logs a gain as the dollar slips, notches second straight weekly gain
Gold futures settle higher Friday as the dollar weakens, with bullion booking its second straight weekly gain, a day after the metal’s largest one-day drop since August.
Treasury yields remain lower as investors weigh Fed talk, U.S.-China negotiations
Treasury prices rise, pulling yields down, as investors weigh remarks by Fed officials at a monetary policy conference and watch U.S.-China trade negotiations, including a White House meeting between President Donald Trump and Beijing’s top negotiator.
The best way to get rich is to invest in good bosses
It turns out that an easy way to beat the market for the last five years has been to bet on companies with good bosses, as reported on reviews posted on Glassdoor.com, writes Tim Mullaney.
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